Banking Frontier 2026 · 23–27 November 2026 · Amsterdam

Which part of the banking programme do you need?

Five days, five published themes, 67 named contributors. Select a theme to see the day it belongs to and two of the people the organiser has listed for it. Registration is handled entirely on the official event site.

Day 1 · 23 NovAI & Trusted Finance Day 2 · 24 NovIdentity & Cyber Resilience Day 3 · 25 NovPayments & Digital Assets Day 4 · 26 NovCustomer Growth & Platform Banking Day 5 · 27 NovFuture-Proofing Banking 2027–2030

Day 1 · 23 November 2026

AI & Trusted Finance

AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.

Two contributors published for this day

Registration, welcome coffee & executive networking Badge collection, event app access, room orientation. Curated introductions between banks, fintechs and strategic partners.
08:30–09:00
Listed on day 1, 23 November 2026
AI governance & model risk
09:00–09:30
Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
Listed on day 1, 23 November 2026

Read the whole of day 1 on this page Open the official agenda

Day 2 · 24 November 2026

Identity & Cyber Resilience

Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.

Two contributors published for this day

Chairperson opening Frame the day around identity, cyber resilience and real-time trust. Highlight key questions for senior banking, risk and security leaders.
08:45–09:00
Listed on day 2, 24 November 2026
Corporate digital identity management
09:00–09:30
Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
Listed on day 2, 24 November 2026

Read the whole of day 2 on this page Open the official agenda

Day 3 · 25 November 2026

Payments & Digital Assets

Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.

Two contributors published for this day

Chairperson opening
08:45–09:00
Listed on day 3, 25 November 2026
Instant payments and interoperability
09:00–09:30
Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
Listed on day 3, 25 November 2026

Read the whole of day 3 on this page Open the official agenda

Day 4 · 26 November 2026

Customer Growth & Platform Banking

Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.

Two contributors published for this day

Chairperson opening Frame the day around customer growth and platform scale. Set priorities for retail, digital and transformation leaders.
08:45–09:00
Listed on day 4, 26 November 2026
Human-AI banking experience
09:00–09:30
Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
Listed on day 4, 26 November 2026

Read the whole of day 4 on this page Open the official agenda

Day 5 · 27 November 2026

Future-Proofing Banking 2027–2030

Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.

Two contributors published for this day

Chairperson opening Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making.
08:45–09:00
Listed on day 5, 27 November 2026
Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities
09:00–09:30
Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
Listed on day 5, 27 November 2026

Read the whole of day 5 on this page Open the official agenda

Every theme is also a plain link: AI & Trusted Finance, Identity & Cyber Resilience, Payments & Digital Assets, Customer Growth & Platform Banking, Future-Proofing Banking 2027–2030. All five are written out in full further down this page, so nothing depends on the console.

What the selected programme is evidence of

Banking Frontier 2026 is a five-day event in Amsterdam. The organiser publishes a separate theme for each day and names the people scheduled to contribute to it. The numbers on this page come from that published material: 67 contributors, 49 programme entries, 31 countries and 62 employing organisations.

Two rooms are in use across the week — Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery) — so a day’s theme is delivered as a strategy track and a delivery track in parallel. The organiser holds the timed running order; it is not reproduced here because it is not part of the published day pages.

Nothing on this page is a booking system. Selecting a theme changes what you read; it does not reserve anything, does not send anything and is not remembered.

Days: 5
Programme entries: 49
Named contributors: 67
Countries: 31
Organisations: 62

The full five-day overview

All 49 published entries, day by day, exactly as the organiser lists them.

Day 1 — AI & Trusted Finance

23 November 2026 · registration 08:30 · programme from 09:00

AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.

Published contributors for 23 November 2026 (15 entries, as listed by the organiser)
Contributor	Role listed	Organisation
Registration, welcome coffee & executive networking Badge collection, event app access, room orientation. Curated introductions between banks, fintechs and strategic partners.	08:30–09:00
AI governance & model risk	09:00–09:30	Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
AI governance with a special emphasis on Agentic Systems	09:00–09:30	Oliver Maspfuhl · Head of Anti Financial Crime Modelling Germany & EMEA · Deutsche Bank · Germany
Data, AI enablement & intelligent automation for bank operations	09:30–10:00	Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US
Scaling AI responsibly: leadership playbook for AI risk & compliance	10:00–10:30	Frans Vanbruggen · Werkgebied Lead · AI Coalitie 4 Nederland (AIC4NL) · Netherlands
AI Governance: mitigating the risks of AI to unlock its true value	10:00–10:30	Dr. Paul Dongha · Head of Responsible AI & AI Strategy · NatWest Group · UK
AI-driven banking by 2030: from transformation ambition to measurable execution	10:30–11:00	Alina Timofeeva · Managing Partner — AI, Data & Digital Transformation · Saudi Arabia
From Process Scans to Scalable Execution: Building Human & Machine Operating Models	10:30–11:00	Zsofia Kovacs · Efficiency Advisor, Group Organisation & Operations · KBC Bank & Verzekering · Belgium
Networking break Refreshments, peer exchange, targeted 1:1 meetings. Preparation for AI operating-model sessions.	11:00–11:30
Case study: AI & machine learning in operations and fraud detection	12:00–12:30	Hassan Omidi Firouzi · VP, Applied AI ML Lead · JPMorgan Chase & Co. · US
Human resilience in AI-driven banking	12:30–13:00	Dilek Süzal · Leadership Coach · BetterUp · Austria
Credit risk management, related modelling and stress testing in an era of trade wars: the AI solution	12:30–13:00	Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
Networking lunch Hosted lunch with speaker and delegate introductions. Informal discussions around AI adoption, operations and governance.	13:00–14:00
Afternoon panel discussions Multi-bank panels on AI scaling, governance, and human resilience across both rooms.	14:00–15:15
Networking reception Day 1 closes with informal networking and partner meetings.	15:15–15:45

Close of day: Networking reception ends 15:45

Day 2 — Identity & Cyber Resilience

24 November 2026 · registration 08:45 · programme from 09:00

Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.

Published contributors for 24 November 2026 (16 entries, as listed by the organiser)
Contributor	Role listed	Organisation
Chairperson opening Frame the day around identity, cyber resilience and real-time trust. Highlight key questions for senior banking, risk and security leaders.	08:45–09:00
Corporate digital identity management	09:00–09:30	Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
Digital trust in AI-led banking · risk, audit and cyber oversight at board level	09:30–10:00	Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey
User centricity in cybersecurity · UX research and behavioural science	09:30–10:00	Nazima Kadir · Global Head of UX: Cybersecurity · J.P. Morgan · UK
Custody, governance and operational controls for digital assets	10:00–10:30	Lubin Reyes · Founder and CEO · Custodial Management Solutions Ltd · UK
Continuous identity assurance	10:00–10:30	Zafer Ergezen · Practice Lead/Director — KYC, CDD & Onboarding · GarantiBank International NV · Netherlands
Networking break Coffee and 1:1 meetings. Peer exchange on digital identity, cyber and fraud priorities.	10:30–11:00
Cloud resilience and concentration risk in regulated banking	11:00–11:30	Eran Goldman Malka · Cloud Security Manager · European Depositary Bank SA · Luxembourg
Navigating AI, Operational Resilience and Regulatory Evolution (DORA)	11:00–11:30	Ricardo Galvao · ICT Risk, Processes & Quality · NOVO BANCO · Portugal
Fraud accountability: governance, liability and customer-protection controls	11:30–12:00	Ezra Dulberg · Associate Director · BDO UK · UK
From compliance cost to competitive advantage: trusted organisational identity	12:00–12:30	Alexandre Kech · Executive · GLEIF · Germany
From compliance cost to competitive advantage · in practice	12:30–13:00	Ines Gensinger · Head of Global Corporate Communications · GLEIF · Germany
Case study: DLT and its influence on payments and bank operating models	12:30–13:00	Ishtiaq Ahmed · Senior Manager, Strategic Revenue Development · HSBC · UK
Networking lunch Identity, fraud and cyber specialists. Discussion on bank readiness for wallets, passkeys and cyber resilience.	13:00–14:00
Afternoon panel: DORA, AMLA & the future of digital trust Multi-bank panel on regulatory readiness, fraud accountability and DLT trust frameworks.	14:00–15:00
Networking reception Day 2 closes.	15:00–15:30

Close of day: Networking reception ends 15:30

Day 3 — Payments & Digital Assets

25 November 2026 · registration 08:45 · programme from 09:00

Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.

Published contributors for 25 November 2026 (20 entries, as listed by the organiser)
Contributor	Role listed	Organisation
Chairperson opening	08:45–09:00
Instant payments and interoperability	09:00–09:30	Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
The new payments landscape · instant, interoperable, invisible and built on trust	09:00–09:30	Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway
Digital wallets and biometric payments · customer experience and secure authentication	09:30–10:00	Mihai Draghici · Founder & CEO · PayByFace · Romania
Moving Money — how banks think · the new role of the Chief Payment Officer	10:00–10:30	Viktoria Soltesz · Founder · PSP Angels · Cyprus
Open Finance and financial-institution growth · emerging markets, innovation and scale	10:30–11:00	Ara Sargsyan · Head of Financial Institutions Division · Ameriabank · Armenia
Case study: Open Finance · practical lessons and implementation insights	10:30–11:00	Kazim Oguz · SVP, Digital Channels and Open Banking · DenizBank · Turkey
Networking break Peer exchange on instant payments, wallets and Open Finance.	11:00–11:30
Open Finance strategy · data access and commercial ecosystem design	11:30–12:00	JP Fabri · Founding Partner · Seed · Malta
Corporate payment business: PSD3 · instant payments and fraud accountability	12:00–12:30	Ulrich Loof · Senior Expert Transaction Management · DZ BANK AG · Germany
A2A payments and European scale · growth, adoption and cross-border reach	12:00–12:30	Arash Marandi · Business and Operations · Zaver · Sweden
Future of digital wallets · bank readiness and customer expectations	12:15–12:45	Sadik Bas · EVP, Marketing Portfolio Management & Digital Products · Garanti BBVA · Turkey
Digital wallets · product design, use cases and ecosystem integration	12:15–12:45	Yodaly Sierra · Founder & CEO · Eco2wallet · UK
Networking lunch Payments, wallets and digital-asset leaders. Discussion on digital euro, A2A and tokenization.	13:00–14:00
Wallet risk, payment controls and customer trust at scale	13:45–14:15	Vaida Saltenyte · Head of Payments Relations · CXM · Cyprus
Future payments landscape · European finance — market outlook and ecosystem implications	13:45–14:15	Victor Rivera · Managing Director and Co-Founder · Aluna Partners · UK
Tokenization infrastructure · architecture, rails and future payments landscape	14:15–14:45	Thomas Langbein · Chief Commercial Officer · Trever · Germany
Case study: Future payments landscape · regional insights and commercial adoption	14:45–15:15	Wendy Delmar · CEO · Caribbean Association of Banks · Saint Lucia
Tokenized market infrastructure · regulated FMI and operating models	14:45–15:15	Kathrin Fortmann · Strategic Partnerships Manager · BX Digital · Switzerland
Networking reception Day 3 closes.	15:30–16:30

Close of day: Networking reception ends 16:30

Day 4 — Customer Growth & Platform Banking

26 November 2026 · registration 08:45 · programme from 09:00

Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.

Published contributors for 26 November 2026 (23 entries, as listed by the organiser)
Contributor	Role listed	Organisation
Chairperson opening Frame the day around customer growth and platform scale. Set priorities for retail, digital and transformation leaders.	08:45–09:00
Human-AI banking experience	09:00–09:30	Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
AI-augmented service and product-led banking at scale	09:00–09:30	Speaker TBC
Present and Future of Digital Transformation in Islamic Banking	09:30–10:00	Wan Halim · Head of Shariah Governance (Global) · Crédit Agricole CIB · UAE
Omnichannel banking leadership and customer growth in Czech and regional banking	09:30–10:00	Tomas Reytt · Chief Sales Officer · mBank CZ · Czech Republic
Lithuanian credit union model: data analysis plus human touch in lending	10:00–10:30	Mantas Janavicius · Member of the Management Board · Investuotoju asociacija · Lithuania
No-touch banking and mesh-up finance for non-financial customer pools	10:00–10:30	Wolfgang Strobel · Managing Director · Investigence GmbH · Germany
Networking break Peer exchange on customer experience, branch transformation and AI service.	10:30–11:00
Micro-SME growth, digital SME banking and financial inclusion	11:00–11:30	Mohammad Jakirul Islam · EVP, Head of Strategy, Innovation and New Business · BRAC Bank · Bangladesh
Micro-SME banking growth and digital onboarding for entrepreneurs	11:00–11:30	Istvan Fetter · Head of Small Business Segment Management · CIB Bank · Hungary
Impact investing, sustainable finance and customer value in the next banking cycle	11:30–12:00	Caroline Philippe · Senior Investment Manager — Stellar Impact · BNP Paribas · Belgium
The AI-Native Bank: Building Intelligent Financial Ecosystems for the Age of AI Agents	11:30–12:00	Itir Aydogan · Ecosystem Banking and Innovation Director · Yapı Kredi · Turkey
Case study: Open Banking 2.0 and SME digital transformation through Z-Transformation	12:00–12:30	Ender Aydin · Digital Solutions Manager · Ziraat Bankası · Turkey
How European banks are retooling for platform scale	12:00–12:30	Margus Simson · Chief Digital Officer · Komerční banka · Czechia
Networking lunch Focused on customer growth and platform transformation. Meetings with retail, SME and digital banking leaders.	13:00–14:00
Stress-aware banking journeys	13:45–14:15	Justin Pesch · Senior Sales Manager · PAIR Finance · Netherlands
Credit risk management and stress testing in an era of trade wars · the AI solution	13:45–14:15	Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
Case study: AI in compliance, AI governance and Digital Fraud	14:15–14:45	Stefan Moser · Head Group Compliance & Operational Risk · VP Bank AG · Austria
Case study: Agile banking transformation	14:15–14:45	Davor Gašparac · Senior Program Manager, BA Chapter Lead & Agile Coach · Erste Digital · Austria
Case study: Platform-scale banking	14:45–15:15	Fabio Turel · Information Technology Strategy Manager · Generali · Switzerland
Customer growth meetings and platform demos	14:45–15:15
Afternoon panel: Platform-scale banking, Open Finance & agile customer transformation Fabio Turel · Ender Aydin · Kazim Oguz · Davor Gašparac.	15:15–16:00
Networking reception Day 4 closes.	16:00–16:30

Close of day: Networking reception (see live agenda)

Day 5 — Future-Proofing Banking 2027–2030

27 November 2026 · registration 08:45 · programme from 09:00

Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.

Published contributors for 27 November 2026 (17 entries, as listed by the organiser)
Contributor	Role listed	Organisation
Chairperson opening Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making.	08:45–09:00
Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities	09:00–09:30	Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk	09:00–09:30	Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
Systemic threats and stress testing · post-quantum readiness	09:30–10:00	Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany
Payment systems regulation, consumer protection and future payment rails	09:30–10:00	Jayne Godfrey · Payment Systems Regulator · UK
2027 regulatory radar: AML, supervisory readiness, governance and EU regulatory developments	10:00–10:30	Xenia Neofytou · Managing Director · CX Financia · Cyprus
Networking break Peer exchange on systemic risk, quantum readiness and regulation.	10:30–11:00
Case study: AMLR/AMLA transition and changing supervisory expectations	11:00–11:30	Speaker TBC
Moving Money · payment education and market adoption in the next payments cycle	11:30–12:00	Manuela Zuluaga · Marketing & Digital Specialist · The Soltesz Institute · Italy
Evolution of regulatory framework in the digital asset industry: VASPs, crypto AML and cross-border risk	12:00–12:30	Jese Medina Gutierrez · CDD Onboarding Manager · Tether.to · Spain
Open finance, AI transformation and digital assets · tech radar	12:00–12:30	Tanja Imamovic · Digital Transformation & Technology Strategist · Raiffeisen Bank International · Austria
Networking lunch Regulatory, risk and technology leaders. Discussion on digital euro, AMLA and cyber resilience.	12:30–13:30
Future payments and cards: real-time access, transaction handling and service design	13:30–14:00	Michał Niwiński · Co-founder and CTO · SoftwarePlant · Poland
Payment innovation through an investment and market-readiness lens	13:30–14:00	Stefano Sciacca · Managing Director · Aluna Partners · UK
Afternoon panel: AMLA transition, AI compliance, wallets, risk, payments and tokenization Stefan Moser (VP Bank AG) · Vaida Saltenyte (CXM).	14:00–14:45
Closing plenary: Future-proofing European banking Strategic synthesis of the week's key themes and priorities for European banking 2027–2030.	14:45–15:15
Farewell coffee Final delegate conversations and speaker follow-up meetings.	15:15–15:45

Close of day: Farewell coffee ends 15:45

Official agenda, including session times

Speaker participation

Ten of the 67 people on the published roster. Each entry shows the role and organisation the organiser lists, and the track the roster assigns.

Gladson Baby
Vice President & Director of Data & AI Enablement
Fifth Third Bank, United States
AI & Risk
Stephan Wolf
Chair of the Board, Verifiable.Trade Foundation; Leadership Team, LEI Worldwide
LEI Worldwide / Verifiable Trade Foundation, Germany
AI & Risk
Hassan Omidi Firouzi
VP, Applied AI ML Lead
JPMorgan Chase & Co., United States
AI & Risk
Yodaly Sierra
Founder
Eco2wallet, United Kingdom
Innovation
Ricardo Galvao
ICT Risk, Processes & Quality — Head of Unit
NOVO BANCO, Portugal
Compliance & Risk
Tomas Reytt
Chief Sales Officer CZ & SK
mBank CZ, Czech Republic
Banking
Tanja Imamovic
Digital Transformation & Technology Strategist
Raiffeisen Bank International AG, Austria
Digital Banking
Stefan Moser
Head Group Investment Compliance; Deputy Head Group Compliance
VP Bank AG, Austria
Compliance & Risk
Ishtiaq Ahmed
Senior Manager, Strategic Revenue Development, Chief Commercial Office
HSBC, United Kingdom
Strategy
Michał Niwiński
Co-founder and Head of Technology
Computershare, Poland
Innovation

The complete roster of 67 speakers

Attendance choices

Five-day in-person

€2,999

5 days in Amsterdam, 23–27 November 2026
Holiday Inn Amsterdam — Arena Towers, Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands
Both programme rooms: Main Stage (Room A · strategy), Innovation & Implementation (Room B · delivery)
Doors from 08:30 on the first day

Book in-person on the official site

Five-day online

€2,390

5 days of remote access, 23–27 November 2026
Live stream and recordings as described by the organiser
No travel; sessions run on Central European Time (CET)
Same published programme as the in-person days

Book online access on the official site

Observed on the live /register page 2026-09-07. Always link to the official register page; never take payment. This page cannot take payment, hold a place or confirm a booking.

Venue and getting there

Venue: Holiday Inn Amsterdam — Arena Towers
Address: Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands
Station: Bijlmer ArenA · 4-min walk
From Schiphol: Train Schiphol → Bijlmer ArenA, approx. 15 min
Parking: P1 ArenA · paid, on-site
Accessibility: Step-free access; accessible WCs on every floor
Registration desk: Ground floor lobby, signposted on arrival
Time zone: Central European Time (CET)

Illustrated map of central Amsterdam showing Centraal Station, Dam Square, Rijksmuseum and Vondelpark — Illustrated orientation map of central Amsterdam published by the organiser. It shows the city centre, not the summit venue, which is in Bijlmer ArenA to the south-east. Official travel page

Organisations represented in the programme

The published roster draws on 62 organisations. These marks identify the employers of listed speakers only — not sponsors, partners or endorsers.

AIC4NL
Ameriabank
BetterUp
Bitpanda
BNP Paribas
BRAC Bank
CIB Bank
Citi
Credit Agricole CIB
DenizBank
Deutsche Bank
DZ BANK
Erste Digital
European Central Bank
Fifth Third Bank
Garanti BBVA
Generali
Intesa Sanpaolo
JPMorgan Chase
KBC Bank Verzekering

Questions, contact and organiser

Does choosing a theme save anything?

No. The console only changes which text is shown. There is no account, no storage and no data sent anywhere.

Why are there no session times on this page?

The organiser’s day pages publish contributors and their roles, not a timed running order. Rather than invent times, this page links to the official agenda.

What are the daily hours?

Monday 23 November — registration 08:30, start 09:00, Networking reception ends 15:45
Tuesday 24 November — registration 08:45, start 09:00, Networking reception ends 15:30
Wednesday 25 November — registration 08:45, start 09:00, Networking reception ends 16:30
Thursday 26 November — registration 08:45, start 09:00, Networking reception (see live agenda)
Friday 27 November — registration 08:45, start 09:00, Farewell coffee ends 15:45

Who do I contact?

The organiser: info@group-zenith.com, +420 778 647 921, Mon–Fri 09:00–17:00 CET.

Organiser

Zenith-Energie International s.r.o.

Rezlerova 273/74, Petrovice, 109 00 Praha, Czechia

Company ID 02354357 · VAT CZ02354357

info@group-zenith.com · +420 778 647 921

Mon–Fri 09:00–17:00 CET